Payzoplus is live in beta — early access pricing available.

Pricing

Simple pricing that grows with you

No setup fees. No monthly minimums. Pay only for what you use.

Starter

₹0/ Forever free

For freelancers and small senders

  • Up to ₹2L / month volume
  • Flat ₹49 per domestic payout
  • 0.5% forex mark-up
  • Standard email support
Most popular

Growth

₹999/ per month

For growing businesses

  • Up to ₹25L / month volume
  • Flat ₹29 per domestic payout
  • 0.3% forex mark-up
  • Priority chat support
  • Payment links + invoicing
  • API access

Enterprise

Custom/ tailored to volume

For businesses doing ₹1Cr+ monthly

  • Unlimited volume
  • Custom forex pricing
  • Dedicated account manager
  • Priority phone + email + Slack
  • Custom reports & integrations
  • 99.9% uptime SLA

Transparent fees

What you see is what you pay. No hidden FX margin.

Transaction typeFeeSettlement time
Domestic UPI / Card payment1.99% + GSTT+1
Domestic payout (IMPS / NEFT)₹29 flatInstant
International receive (cards)2.99% + GSTT+2
International receive (bank)$19 – 0.3% (slab)T+2
International payout0.3–1.0% FX + ₹1991–24 hrs
Wallet to walletFreeInstant

Forex mark-up is shown upfront before every conversion. GST applicable as per Indian regulations.

Customer services & charges

Every service, every fee — in the open

Transparent, instant, and affordable for individuals, freelancers, and businesses.

Cross-Border Payments

Instant global transfers to 100+ countries using blockchain rails integrated with banking partners.

Transaction fee
0.5% – 1.5% per transaction
FX conversion margin
0.75% – 1.25%
Processing time
Instant to 24 hours

Domestic UPI & Wallet

Zero-hassle digital payments via UPI, QR codes, and in-app wallets for fast local transactions.

For users (P2P & merchant)
Free
For businesses (above ₹50,000/month)
0.3% per transaction

Business Account

Smart digital current account with analytics, invoicing, and payment tracking.

Account opening
Free
Maintenance
₹199 / month
Invoicing, reconciliation, team access
Included

Forex & Virtual Cards

Multi-currency virtual cards for freelancers and international shoppers to spend globally.

Card issuance (one-time)
₹499
FX markup
1.25% per transaction
Card replacement
₹200

Buy Now, Pay Later (BNPL)

Short-term credit for verified users and small businesses to manage cash flow.

Interest rate
1% – 1.5% per month
Late fee
₹150 per delayed payment

Investment & Savings

Access to curated mutual funds, digital gold, and micro-savings options.

Service fee
0.25% per investment
Withdrawal
Free

Customer Support

24×7 human + AI-powered support for payments, forex, and compliance issues.

Standard support
Free
Priority support
₹99 / month (optional)

All charges are exclusive of applicable taxes (GST 18% on fees). Rates may vary by transaction volume and destination. Blockchain transaction security is included at no additional cost.

Frequently asked questions

Can't find what you're looking for? Talk to our team.

Most users complete signup and KYC in under 5 minutes. Business KYC may take up to 1 working day depending on document quality.

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