Raise an invoice, share bank details your customer can pay into, and watch the rupees reach your own account. Live rates you can check against the market, and the FEMA paperwork handled as you go.
No setup fee · Verification usually takes one working day
Built with the best in fintech
Payzoplus in 3 minutes
A short walkthrough of how an Indian exporter gets paid from abroad with Payzoplus: opening an account from your phone, sharing bank details your customer pays into like a local, matching the payment to its invoice, and receiving rupees in your own bank.
Introducing Payzoplus
3:14The mid-market rate beside the rate you get, at typical pricing — your agreement sets your actual rates, and they vary with volume.
Recipient gets
₹4,67,818.36
via Payzoplus
Payzoplus
5,000 USD → INR
₹4,67,818.36
PayPal
5,000 USD → INR
₹4,33,641.60
− ₹34,176.76
Traditional bank
5,000 USD → INR
₹4,37,700.37
− ₹30,117.99
Collections, conversion, settlement and the compliance paperwork — one place, and nothing hidden in the rate.
Every customer gets their own account number, so a wire arrives already matched to the person who sent it. They pay locally where the rails exist — ACH or Fedwire in the US — and over SWIFT everywhere else.
We hold none of your money. Reconcile an invoice and our payment partner sends the rupees straight to your account, with a tracker for every step and the UTR when it lands.
The mid-market rate is shown next to the rate you get, on the board and on every settlement — so the spread is a number on the page rather than something you work out afterwards.
Our payment partner issues a payment advice for each settled payout, downloadable from the settlement itself, usually within a working day. An e-FIRA is issued for every payment you receive. Download it from your dashboard.
FEMA purpose codes are checked before you can raise an invoice against them, the invoice document travels with it, and every movement is scored and logged.
REST endpoints for everything the dashboard does, and webhooks for all thirty-five events our payment partner emits — signature-verified and safe to receive twice. Test mode against a real sandbox.
Get paid in USD from day one. 25+ more currencies open after additional verification.
A real person, not a queue. We sit between you and the payment partner, so a question about a stuck settlement is ours to chase, not yours.
Indian businesses being paid by customers abroad — a freelancer with US clients, an exporter shipping on invoice terms, a firm billing overseas subsidiaries.
Invoice #INV-2026-019
LiveHow a collection works
Your customer pays into an account issued in your name. It converts at a rate you saw before you agreed to it, and the rupees settle to your own bank.
One collection
ExampleYour customer pays
A$5,500
You receive
₹3,74,550
Their currency in, rupees out, into your own bank account.
Where you can be paid from
25+ currenciesOne account per customer
Each buyer gets their own account number, so a wire arrives already matched to them.
US dollars from day one. The rest open once multi-currency is approved on your account.
How your customer pays
A local rail beats a wire
What it costs your customer, and how soon it lands
Before anything moves
The checks that run every time
Purpose code
An invoice cannot be raised against a FEMA purpose code your account is not approved for.
Sanctions screening
Every customer and payment is screened against UN Security Council, Indian (UAPA) and OFAC sanctions lists.
Signed webhooks
Every callback's signature is verified before anything acts on it.
Exactly once
A request that times out is reconciled with the partner — never guessed at, and never replayed.
Our payment partner verifies your business, usually within one working day.
Legal name, PAN, GSTIN, the people who own it, and where the rupees should land.
We check the pack first so nothing avoidable is sent on. Their side usually takes one working day.
Your customer pays into it. You reconcile against the invoice, and the rupees settle to your bank.
The app
Raise an invoice on the way to a meeting. Match a payment the morning it lands. Watch it reach your bank without opening a laptop.
Available on iPhone and iPad
Security First
Security and compliance are not features — they are the foundation.
AES-256 at rest, TLS 1.3 in transit. Every webhook signature verified before it is acted on.
Funds sit with the RBI-authorised payment partner and settle to your own account. We are not in the path.
An invoice cannot be raised against a code your account is not approved for.
Your data is yours. Full export and deletion controls on demand.
A timed-out request is never guessed at. It is reconciled against the partner before anything moves.
Who did what, when, and what the partner said back — on every account and every settlement.
Leadership
Directors with combined fintech, engineering, compliance, and growth experience.
The team
Kumar Shanu
CTO · Fintech & payments architect
Builds the platform the money moves on — the ledger, the reconciliation and the partner integrations. Founder of SPARKUP and CREDMINT.
Sakshi Patidar
Marketing Analyst
Growth and demand — how exporters find us, and what they read before they trust us with a payment.
Advisors & partners
CA Vedansh Sharma
InfinityEdge
Debt syndication & subsidy
CA Vishesh Jain
InfinityEdge
Structured finance · CFA L2
CA Aman Saini
InfinityEdge
Execution lead & VCFO
CA Chandrapal Singh Thakur
InfinityEdge
Legal, tax & restructuring
Adv. CMA Mudit Dadhich
MarkMyBrand
Legal advisor · IPR & brand protection
Based in Indore & Dewas, Madhya Pradesh, India · Registered as Payzoplus Global Private Limited · CIN U62099MP2025PTC080778
Payzoplus is live and in beta. Here is what there is to check, and what is still being built.
Payzoplus Global Private Limited, incorporated 23 December 2025 with the Registrar of Companies, Gwalior. DPIIT-recognised startup, Udyam-registered MSME, and an IEC holder — every number is in the footer of this page.
We hold no banking licence and no payment aggregator licence. Collections run on a regulated partner's rails, and the rupees settle from them to your own account. Payzoplus is never in the path of the money.
Revenue is live: exporters are collecting in US dollars, reconciling against their invoices and settling to Indian bank accounts today, on eight corridors out of four cities. Multi-currency and payment links depend on approvals on your own account, and the pricing page says so rather than listing them as included.
Where we are today
Selected · Dubai Awards 2026 · Nominated · ET Awards, Bengaluru — emerging fintech
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